ZIP 45693 Foreclosure, Tax-Lien & Distress Report

Adams County, Ohio's ZIP 45693 registers 16/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (50/100), structural risk (38/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (61/100). Structurally it carries 38/100, against 3/100 of stress already in motion.

The market reads expansion — home values rose 6.0% year on year, and 50% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $45,556, below the U.S. median near $78,000. The ZIP holds roughly 3,793 housing units. A median home runs $181,800 here, or 3.8 times local income. Around 41% of renters are cost-burdened. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 35/100. Around 13% of adults hold a bachelor's degree or higher. Owners hold 71% of homes, renters 29%. The vacancy rate is 19.0% — elevated. Population is roughly 8,452 with a median age of 44.

Taken together, 45693 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 45693 at the moment; the composite and its components are still built from verifiable public records.

The 45693 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 45693 stays directly comparable to neighboring ZIPs and the rest of Adams County, Ohio. Where the public record is thin for 45693, the field stays empty rather than modeled, and fills in as new documents post.

45693's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 45693 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.