ZIP 45684 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 45684 in Adams County, Ohio comes in at 17, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). Structural risk reads 39/100 against active distress of 3/100. Its standout signals are structural risk (39/100), construction/permit lag (38/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100).

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $52,000, below the U.S. median near $78,000. Owners hold 84% of homes, renters 16%. The poverty rate is 18.6% — high, a tax-stress and distress correlate. There are about 798 housing units across 45684. Around 14% of adults hold a bachelor's degree or higher. The typical home is worth about $133,200 (2.2× income, relatively affordable). 1,577 residents call 45684 home, typically aged 44. On demographic stress specifically, 45684 scores 26/100. Rent burden reaches 19% of tenant households. The vacancy rate is 19.6% — elevated.

Taken together, 45684 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 45684 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 45684 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 45684 reflects the current record instead of a stale or modeled snapshot.

The 17/100 figure for 45684 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 45684 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.