ZIP 45663 Foreclosure, Tax-Lien & Distress Report

Scioto County, Ohio's ZIP 45663 registers 16/100 composite distress, which DLRadar reads as low. Structural risk reads 36/100 against active distress of 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (70/100). The most distinctive pressure shows up in structural risk (36/100), institutional ownership (17/100), mortgage stress (8/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 42% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

73% of housing is owner-occupied. The vacancy rate is 8.4%. The typical home is worth about $128,500 (2.5× income, relatively affordable). Educational attainment sits at 11% bachelor's-or-above. There are about 3,187 housing units across 45663. The demographic-stress sub-score lands at 31/100. Median household income is $48,224, below the U.S. median near $78,000. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Population is roughly 6,435 with a median age of 38. Around 49% of renters are cost-burdened.

Overall, 45663 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 45663 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 45663 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 45663, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 45663's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 45663 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.