ZIP 45648 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45648 (Scioto County, Ohio) at a low 15/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (62/100)). Structurally it carries 35/100, against 3/100 of stress already in motion. What sets it apart are the readings on structural risk (35/100), institutional ownership (17/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (6/100) stay muted.

The peak-phase market in 45648 posted values that rose 4.5% over the year, and 24% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 78% of homes, renters 22%. 11,306 residents call 45648 home, typically aged 42. 15.8% of residents fall below the poverty threshold. Around 39% of renters are cost-burdened. There are about 4,989 housing units across 45648. About 18% have a four-year degree. A median home runs $174,100 here, or 2.2 times local income. The demographic-stress sub-score lands at 28/100. Households earn a median $69,065 — near the roughly $78,000 national figure. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 45648 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 45648 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 45648's 15/100 can be lined up against any neighbor in Scioto County, Ohio or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 45648 reflects the current record instead of a stale or modeled snapshot.

Behind 45648's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 45648 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.