ZIP 45612 Property Distress & Foreclosure Data

DLRadar grades ZIP 45612 (Ross County, Ohio) at a minimal 13/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (65/100)). Property-level stress concentrates in structural risk (30/100), institutional ownership (15/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (4/100). Structural risk reads 30/100 against active distress of 2/100.

The expansion-phase market in 45612 posted values that rose 5.0% over the year, and 17% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 4,626 with a median age of 41. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. There are about 2,354 housing units across 45612. The tenure split is 77% owner-occupied to 23% rented. On demographic stress specifically, 45612 scores 27/100. Households earn a median $50,500 — below the roughly $78,000 national figure. Rent burden reaches 27% of tenant households. About 12% have a four-year degree. A median home runs $147,300 here, or 2.6 times local income. Roughly 13.0% live below the poverty line.

On balance 45612 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.