ZIP 45612 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45612 (Ross County, Ohio) at a low 16/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). What sets it apart are the readings on structural risk (37/100), construction/permit lag (33/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. The split runs 37/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 17% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

4,626 residents call 45612 home, typically aged 41. The vacancy rate is 11.9% — elevated. The ZIP holds roughly 2,354 housing units. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. Households earn a median $50,500 — below the roughly $78,000 national figure. Around 27% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. Home values center near $147,300, an affordability ratio of 2.6× — accessible. The poverty rate is 13.0%.

Overall, 45612 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 45612 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Ross County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45612 reflects the current record instead of a stale or modeled snapshot.

45612's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 45612 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.