ZIP 45628 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 45628 in Ross County, Ohio comes in at 16, a low composite-distress reading. Its standout signals are structural risk (36/100), institutional ownership (16/100), construction/permit lag (12/100). On the quiet end sit construction/permit lag (12/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (63/100)). On the structural side it scores 36/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 24% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $69,786, near the U.S. median near $78,000. There are about 2,438 housing units across 45628. The typical home is worth about $182,800 (2.4× income, relatively affordable). The vacancy rate is 10.1%. Rent burden reaches 22% of tenant households. The demographic-stress sub-score lands at 26/100. Educational attainment sits at 15% bachelor's-or-above. 5,670 residents call 45628 home, typically aged 41. The poverty rate is 11.0%. 69% of housing is owner-occupied.

Overall, 45628 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 45628 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 45628's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 45628 reflects the current record instead of a stale or modeled snapshot.

The 16/100 figure for 45628 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 45628 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.