ZIP 45628 Property Distress & Foreclosure Data

Ross County, Ohio's ZIP 45628 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (47/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (63/100). The latent-versus-live split is 47/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 24% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $69,786, median income runs near typical U.S. levels. The ZIP holds roughly 2,438 housing units. The typical home is worth about $182,800 (2.4× income, relatively affordable). The vacancy rate is 10.1%. Around 22% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. Around 15% of adults hold a bachelor's degree or higher. 5,670 residents call 45628 home, typically aged 41. The poverty rate is 11.0%. 69% of housing is owner-occupied.

Overall, 45628 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.