ZIP 45123 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45123 (Highland County, Ohio) lands at 13/100 — minimal on DLRadar's distress scoring. Structural risk reads 29/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (39/100), structural risk (29/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100).

The market reads peak — home values rose 4.8% year on year, and 62% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $60,614, below the U.S. median near $78,000. The ZIP holds roughly 3,806 housing units. The poverty rate is 19.5% — high, a tax-stress and distress correlate. Rent burden reaches 20% of tenant households. 8,739 residents call 45123 home, typically aged 37. Home values center near $161,700, an affordability ratio of 2.3× — accessible. Owners hold 66% of homes, renters 34%. The demographic-stress sub-score lands at 28/100. About 13% have a four-year degree. The vacancy rate is 13.4% — elevated.

Taken together, 45123 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 45123 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 45123's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 45123, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 45123 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. In workflow terms, 45123 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.