ZIP 45142 Foreclosure, Tax-Lien & Distress Report

ZIP 45142's composite property-distress score is 11/100 - DLRadar classes that as minimal for Highland County, Ohio. The sharpest non-environmental signals are construction/permit lag (34/100), structural risk (25/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. The latent-versus-live split is 25/100 structural and 1/100 already moving.

The expansion-phase market in 45142 posted values that rose 5.5% over the year, and 21% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 81% of homes, renters 19%. Home values center near $167,100, an affordability ratio of 2.7× — accessible. Median household income is $64,216, below the U.S. median near $78,000. Around 32% of renters are cost-burdened. About 4,095 people live here, median age 40. On demographic stress specifically, 45142 scores 26/100. Vacancy runs 6.6%. There are about 1,721 housing units across 45142. About 13% have a four-year degree. 6.3% of residents fall below the poverty threshold.

Overall, 45142 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 45142 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 45142 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 45142 stays directly comparable to neighboring ZIPs and the rest of Highland County, Ohio. Where the public record is thin for 45142, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45142's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 45142 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.