ZIP 45146 Foreclosure, Tax-Lien & Distress Report
Clinton County, Ohio · Distress market
DLRadar grades ZIP 45146 (Clinton County, Ohio) at a minimal 12/100 for overall property distress. Latent structural risk is 28/100 while live distress already moving reads 2/100. Environmental exposure also runs high (flood (NFIP) exposure (75/100)). Its standout signals are structural risk (28/100), institutional ownership (17/100), construction/permit lag (10/100). construction/permit lag (10/100) and mortgage stress (7/100) stay muted.
The peak-phase market in 45146 posted values that rose 3.9% over the year, and 14% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $250,300, an affordability ratio of 2.5× — accessible. The vacancy rate is 3.2%. About 1,129 people live here, median age 47. About 16% have a four-year degree. There are about 553 housing units across 45146. The demographic-stress sub-score lands at 28/100. Rent burden reaches 46% of tenant households. Roughly 9.7% live below the poverty line. The tenure split is 81% owner-occupied to 19% rented. Median household income is $67,800, below the U.S. median near $78,000.
On balance 45146 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 45146 at the moment; the composite and its components are still built from verifiable records.
The 45146 read uses the identical scoring model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 45146 stays directly comparable to neighboring ZIPs and the rest of Clinton County, Ohio. Sparse data for 45146 shows as blanks, never estimates, and the score updates on every fresh public filing.
45146's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 45146 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 45146
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 45146 distress snapshot
Current distress, phase, housing and lender-pressure figures for 45146, drawn from the same report attached to each property.
Other Clinton County ZIP codes
Nearest ZIP codes to 45146
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45146
Additional distress intelligence spanning Clinton County, Ohio by ZIP, county and state.
The complete 45146 distress and acquisition report
See who owns each distressed property in 45146, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology