ZIP 45177 Foreclosure, Tax-Lien & Distress Report

ZIP code 45177 in Clinton County, Ohio carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 29/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100). The most distinctive pressure shows up in structural risk (29/100), institutional ownership (17/100), construction/permit lag (13/100). construction/permit lag (13/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 22% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

69% of housing is owner-occupied. Vacancy runs 7.9%. Roughly 14.4% live below the poverty line. Rent burden reaches 37% of tenant households. About 22,442 people live here, median age 41. About 26% have a four-year degree. The typical home is worth about $226,300 (3.0× income, relatively affordable). On demographic stress specifically, 45177 scores 29/100. The ZIP holds roughly 9,965 housing units. Households earn a median $70,483 — near the roughly $78,000 national figure.

Overall, 45177 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 45177 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 45177's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 45177, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 figure for 45177 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 45177 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.