ZIP 45169 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45169 (Clinton County, Ohio) lands at 12/100 — minimal on DLRadar's distress scoring. The pressure is most legible in structural risk (28/100), construction/permit lag (20/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (60/100). Structurally it carries 28/100, against 2/100 of stress already in motion.

The market reads peak — home values rose 4.0% year on year, and 37% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,891 housing units across 45169. Roughly 20.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 45169 scores 30/100. Around 36% of renters are cost-burdened. Owners hold 67% of homes, renters 33%. About 10% have a four-year degree. The vacancy rate is 6.5%. About 4,410 people live here, median age 46. Households earn a median $52,061 — below the roughly $78,000 national figure. A median home runs $151,500 here, or 2.3 times local income.

On the whole, 45169 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 45169 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 45169's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 45169, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

45169's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 45169 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.