ZIP 45164 Foreclosure, Tax-Lien & Distress Report
Clinton County, Ohio · High Poverty market
DLRadar grades ZIP 45164 (Clinton County, Ohio) at a minimal 12/100 for overall property distress. The latent-versus-live split is 29/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (29/100), institutional ownership (17/100), construction/permit lag (13/100). construction/permit lag (13/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100).
The peak-phase market in 45164 posted values that rose 3.9% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 366 people live here, median age 32. The tenure split is 85% owner-occupied to 15% rented. A median home runs $96,700 here, or 1.7 times local income. The poverty rate is 33.6% — high, a tax-stress and distress correlate. Median household income is $47,250, below the U.S. median near $78,000. Rent burden reaches 39% of tenant households. There are about 86 housing units across 45164. Educational attainment sits at 13% bachelor's-or-above. The vacancy rate is 7.7%. The demographic-stress sub-score lands at 30/100.
Taken together, 45164 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 45164 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 45164 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 45164 stays directly comparable to neighboring ZIPs and the rest of Clinton County, Ohio. The score is rebuilt from public data as it updates, so 45164 reflects the current record instead of a stale or modeled snapshot.
Each component behind 45164 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. In workflow terms, 45164 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 45164’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 45164 distress snapshot
A live read on 45164: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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See every distressed parcel in 45164
The full 45164 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology