ZIP 45032 Foreclosure, Tax-Lien & Distress Report

Warren County, Ohio's ZIP 45032 registers 21/100 composite distress, which DLRadar reads as low. Latent structural risk is 47/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in structural risk (47/100), construction/permit lag (39/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (64/100).

The market reads peak — home values rose 3.5% year on year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 627 with a median age of 39. At $63,309, median income runs below typical U.S. levels. A median home runs $163,500 here, or 2.4 times local income. The poverty rate is 5.6% — low. Owners hold 74% of homes, renters 26%. Vacancy runs 5.4%. The ZIP holds roughly 283 housing units. The demographic-stress sub-score lands at 27/100. Around 47% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher.

Net-net, 45032 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 45032 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 45032 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45032 can be compared directly against any other ZIP in Warren County, Ohio or nationwide. 45032 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 figure for 45032 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 45032 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.