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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 45054 Foreclosure, Tax-Lien & Distress Report

Warren County, Ohio · Distress market

ZIP code 45054 in Warren County, Ohio carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 46 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in structural risk (46/100), construction/permit lag (37/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (63/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 16% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $296,200 (3.1× income, relatively affordable). There are about 1,266 housing units across 45054. Population is roughly 2,549 with a median age of 49. The poverty rate is 2.1% — low. At $96,934, median income runs above typical U.S. levels. The vacancy rate is 11.2%. Around 0% of renters are cost-burdened. About 31% have a four-year degree. Owners hold 93% of homes, renters 8%. DLRadar's demographic-stress index for the area reads 19/100.

On balance, 45054 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 45054 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 45054's 21/100 can be lined up against any neighbor in Warren County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 45054 shows blanks, not estimates, wherever the record is sparse.

45054's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 45054 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

21/100
Composite stress
46/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 45054

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk82
9 further distress layers are graded for 45054

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 45054 distress snapshot

45054 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Adjacent Warren County ZIP reports

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Unlock the full ZIP 45054 acquisition report

Every distressed parcel in 45054 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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