ZIP 45054 Property Distress & Foreclosure Data

DLRadar grades ZIP 45054 (Warren County, Ohio) at a low 20/100 for overall property distress. Structural risk reads 45/100 against active distress of 2/100. Property-level stress concentrates in structural risk (45/100), construction/permit lag (33/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (64/100)).

The peak-phase market in 45054 posted values that rose 4.5% over the year, and 16% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $296,200 here, or 3.1 times local income. There are about 1,266 housing units across 45054. Population is roughly 2,549 with a median age of 49. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $96,934 — above the roughly $78,000 national figure. Vacancy runs 11.2%. Rent burden reaches 0% of tenant households. About 31% have a four-year degree. The tenure split is 93% owner-occupied to 8% rented. On demographic stress specifically, 45054 scores 19/100.

Broadly, 45054 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.