ZIP 45065 Foreclosure, Tax-Lien & Distress Report

ZIP code 45065 in Warren County, Ohio carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 46/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (63/100)). What sets it apart are the readings on structural risk (46/100), construction/permit lag (37/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.

The peak-phase market in 45065 posted values that rose 3.5% over the year, and 7% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $312,300 (2.9× income, relatively affordable). Around 32% of renters are cost-burdened. Vacancy runs 8.9%. The poverty rate is 6.1% — low. The tenure split is 78% owner-occupied to 22% rented. There are about 2,473 housing units across 45065. About 6,938 people live here, median age 35. On demographic stress specifically, 45065 scores 25/100. At $107,222, median income runs above typical U.S. levels. Educational attainment sits at 46% bachelor's-or-above.

On balance, 45065 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 45065 at the moment; the composite and its components are still built from verifiable public records.

Whether 45065 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45065 can be compared directly against any other ZIP in Warren County, Ohio or nationwide. Where the public record is thin for 45065, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 45065 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 45065 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.