ZIP 45162 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 45162 (Warren County, Ohio) returns a low composite of 22/100. The latent-versus-live split is 49/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (49/100), institutional ownership (28/100), construction/permit lag (25/100). construction/permit lag (25/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (73/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 20% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,348 with a median age of 47. Home values center near $216,500, an affordability ratio of 3.0× — accessible. Around 19% of adults hold a bachelor's degree or higher. Owners hold 91% of homes, renters 9%. The vacancy rate is 0.0%. 5.8% of residents fall below the poverty threshold. Median household income is $72,321, near the U.S. median near $78,000. The ZIP holds roughly 1,060 housing units. On demographic stress specifically, 45162 scores 22/100. Around 13% of renters are cost-burdened.

On balance 45162 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 45162 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 45162 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Warren County, Ohio and the nation. Every figure is auditable to a public dataset and refreshed as records update; 45162 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 45162 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 45162 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.