ZIP 45102 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45102 (Clermont County, Ohio) at a low 18/100 for overall property distress. The split runs 41/100 structural to 2/100 active on the ground. Its heaviest discrete signals: structural risk (41/100), institutional ownership (20/100), mortgage stress (8/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (80/100)).

The market reads peak — home values rose 3.5% year on year, and 22% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

24,838 residents call 45102 home, typically aged 35. The typical home is worth about $230,600 (2.9× income, relatively affordable). 70% of housing is owner-occupied. About 24% have a four-year degree. Median household income is $76,015, near the U.S. median near $78,000. The ZIP holds roughly 10,189 housing units. Rent burden reaches 31% of tenant households. The poverty rate is 11.6%. The vacancy rate is 2.7%. On demographic stress specifically, 45102 scores 27/100.

On balance 45102 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 45102 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 45102 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Clermont County, Ohio and the nation. 45102 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

45102's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 45102 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.