ZIP 45106 Property Distress & Foreclosure Data

ZIP code 45106 in Clermont County, Ohio carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 40/100 against active distress of 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (76/100). What sets it apart are the readings on structural risk (40/100), institutional ownership (19/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (2/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 21% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

11,096 residents call 45106 home, typically aged 44. The typical home is worth about $204,400 (3.0× income, relatively affordable). Vacancy runs 5.8%. Rent burden reaches 53% of tenant households. At $68,458, median income runs below typical U.S. levels. There are about 4,922 housing units across 45106. 75% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. The poverty rate is 11.5%.

Overall, 45106 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.