ZIP 45157 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45157 (Clermont County, Ohio) lands at 18/100 — low on DLRadar's public-record scoring. On the structural side it scores 41/100, with 2/100 of stress already active. Leading the profile are structural risk (41/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (80/100).

The peak-phase market in 45157 posted values that rose 3.5% over the year, and 21% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 8.5%. A median home runs $247,500 here, or 2.4 times local income. The demographic-stress sub-score lands at 24/100. 84% of housing is owner-occupied. About 25% have a four-year degree. There are about 4,060 housing units across 45157. About 9,650 people live here, median age 46. 7.2% of residents fall below the poverty threshold. At $96,875, median income runs above typical U.S. levels. Around 29% of renters are cost-burdened.

Broadly, 45157 is a steadier market — the deals are the exceptions, not the rule. While 45157 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 45157's 18/100 can be lined up against any neighbor in Clermont County, Ohio or any ZIP coast to coast. Where the public record is thin for 45157, the field stays empty rather than modeled, and fills in as new documents post.

45157's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 45157 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.