ZIP 41059 Foreclosure, Tax-Lien & Distress Report
Campbell County, Kentucky · Distress market
On DLRadar's 0-100 distress scale, ZIP 41059 in Campbell County, Kentucky comes in at 29, a low composite-distress reading. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (58/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (22/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100), climate & FEMA risk (64/100). Structural exposure scores 64 and live distress 7 on the 0–100 scale.
The peak-phase market in 41059 posted values that rose 3.5% over the year, and 33% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 41059 scores 27/100. Roughly 8.9% live below the poverty line. At $53,667, median income runs below typical U.S. levels. About 3,166 people live here, median age 44. About 21% have a four-year degree. Home values center near $217,400, an affordability ratio of 4.0× — accessible. Around 21% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. The vacancy rate is 1.2%. The ZIP holds roughly 1,160 housing units.
Overall, 41059 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 41059's 29/100 can be lined up against any neighbor in Campbell County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 41059 reflects the current record instead of a stale or modeled snapshot.
Each component behind 41059 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 41059 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 41059 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 41059 distress snapshot
41059 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Campbell County ZIP codes
Nearest ZIP codes to 41059
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Campbell County, Kentucky at ZIP, county and state level.
Get the full acquisition report for 41059
Every distressed parcel in 41059 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology