Campbell County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Campbell County, Kentucky? DLRadar grades every Campbell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Campbell County breakdown.
- Campbell County's most distressed ZIP is 41001 at 27/100.
- 10 ZIP codes tracked in Campbell County, averaging 27/100 distress.
- Campbell County reads peak — home values up 3.5% year over year.
- Vacancy runs 6.4% across Campbell County's tracked ZIPs, with a 10.7% poverty rate.
- The typical Campbell County home is worth about $225,570 against a ~$79,984 median income.
- Lending headwind in Campbell County sits at 41/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41001 | 27/100 |
| 2 | 41007 | 27/100 |
| 3 | 41059 | 27/100 |
| 4 | 41071 | 27/100 |
| 5 | 41073 | 27/100 |
| 6 | 41074 | 27/100 |
| 7 | 41075 | 27/100 |
| 8 | 41076 | 27/100 |
| 9 | 41085 | 27/100 |
| 10 | 41006 | 23/100 |
Most distressed ZIP codes in Campbell County (composite distress 0-100, 2026)
What is driving Campbell County distress
Campbell County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 27/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Campbell County market phase and pricing
The cycle in Campbell County is peak, with values up 3.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Campbell County
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Questions about this county
Which Campbell County ZIP scores worst for distress?
ZIP 41001 leads Campbell County at 27/100, recomputed monthly from public records.
Which phase does Campbell County sit in right now?
Campbell County reads peak, with home prices up 3.5% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Campbell County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 10 ZIP codes in Campbell County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Campbell County ZIP codes?
A single county score papers over real variation. Across the Campbell County ZIPs DLRadar ranks, scores run from 27/100 in 41001 down to 23/100 in 41006, against a Campbell County average of 27/100. That 4-point gap is why acquisition targeting in Campbell County works at ZIP level rather than county level.
What do Campbell County home values and vacancy say about distressed supply?
The typical Campbell County home carries about $225,570 of value against a median household income near $79,984. Vacancy across Campbell County's tracked ZIPs runs 6.4% and the poverty rate is 10.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Campbell County's foreclosure and tax-lien filings and its 41/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.