Campbell County, KY: Home-Insurance Distress & Forced-Sale Pressure
Campbell County, KY: 73/100 (severe) home-insurance distress; Campbell, KY band MEDIUM; Campbell, KY #546 of 3,222 counties; Campbell, KY #62 of 120 in Kentucky; raw Campbell, KY 70.9.
FEMA hazard, Campbell, KY: 63/100; Campbell, KY declarations, three years: 8; Campbell, KY perils: 6 severe-storm; Campbell, KY five-year count 12 (severity 24.0); Campbell, KY ten-year 12; hazard-weighted, Campbell, KY: 6.0.
Declared incidents on the Campbell, KY record: 2026 Winter Storm 3; 2025 Severe Storm 9 (Campbell, KY).
NFIP claims, Campbell, KY, three years: 19; Campbell, KY payouts $845,322; per Campbell, KY claim $44,491; Campbell, KY claim-stress 89/100.
Campbell, KY monthly score held, 79 (March 2026) to 79 (October 2026); Campbell, KY by month: March 79, April 79, May 77, June 77 (Campbell, KY), July 84, August 74, September 74, October 79.
Campbell, KY components: climate 72, NFIP claims 89; Campbell, KY retreat index 79.
Construction distress, Campbell, KY: 52/100 as of August 2026 (Campbell, KY: 19/100 one-to-four unit, 100/100 multifamily).
Campbell, KY ZIPs, June 2026 (Campbell, KY, 10 highest): score 0 (Campbell, KY), climate 64 (Campbell, KY): 41001, 41059, 41071, 41073, Campbell, KY 41074, 41075, 41076, 41085; score 0 (Campbell, KY), climate 60 (Campbell, KY): 41007; score 0 (Campbell, KY), climate 35 (Campbell, KY): 41006.
DLRadar rescores Campbell, KY monthly; Campbell, KY readings join Campbell, KY foreclosure, lien and ownership parcels (Campbell, KY), so cost-squeezed Campbell, KY owners surface before listing.
Inside Kentucky, Campbell County ranks 59th of 120 counties for home-insurance distress at 73/100; Bracken County (74/100) sits just above Campbell County, and Carroll County (73/100) sits just below Campbell County.
Deterministic. Every Campbell County, KY signal traces to a public Campbell dataset (FEMA, NFIP, Census for Campbell, KY) · how insurance distress works in Campbell, KY · methodology
FAQ: Campbell County, KY insurance distress
What is the Campbell County, KY home-insurance-distress score?
Campbell, KY: 73/100 (MEDIUM), #546 of 3,222, #62 in Kentucky. FEMA hazard, Campbell, KY: 63/100; NFIP stress, Campbell, KY: 89/100; construction, Campbell, KY: 52/100; Campbell, KY rescores monthly.
Is Campbell County insurance distress getting better or worse (KY)?
Campbell, KY: 79 in March 2026; Campbell, KY: 79 in October 2026 (unchanged); Campbell, KY climate component 72; Campbell, KY NFIP claims score 89.
How many flood-insurance claims has Campbell County, KY had?
Campbell, KY: 19 NFIP claims, three years; Campbell, KY paid $845,322; per Campbell, KY claim $44,491; carriers reprice Campbell, KY against that record.
Which Campbell County ZIP codes carry the most insurance distress (KY)?
Campbell, KY, June 2026: 41001 at 0, 41059 at 0, 41071 at 0, 41073 at 0; Campbell, KY climate scores there: 64, 64, 64, 64.
Why does Campbell, KY insurance distress create sellers?
A Campbell, KY premium outruns the Campbell, KY budget; a carrier leaves Campbell, KY; Campbell, KY carrying cost passes plan; Campbell, KY owners sell while current; Campbell, KY insurance distress leads Campbell, KY foreclosure data.