Campbell County, KY: Foreclosures, Tax Liens & Distressed Properties
Campbell County, KY, Kentucky: 10 ZIP codes scored, Campbell County, KY averaging 28/100 (low, Campbell, KY), from 24 to 29. Campbell County, KY is in its peak phase (Campbell, KY confidence 24/100): Campbell, KY home prices up 3.5% (Campbell, KY) over twelve months. Campbell County, KY lender headwind: 41/100.
Highest-scoring Campbell County, KY ZIPs: 41001 (29/100), 41059 (29/100), 41071 (29/100), 41073 (29/100), 41074 (29/100), 41075 (29/100). Also scored in Campbell County, KY: 41076, 41085, 41007, 41006.
Across Campbell County, KY's scored ZIPs: median home value $225,570, household income $79,984, 6.4% vacancy, 10.7% poverty, 74% owner-occupied, median age 40.6.
Campbell County, KY insurance distress 73/100 (#546 in the US); FEMA hazard 63/100 for Campbell, KY; 8 federal disaster declarations in Campbell County, KY since 2023; 19 Campbell, KY NFIP flood claims, $845K paid; Campbell, KY construction distress 52/100.
11 banks with 25 branches lend in Campbell County, KY; Campbell, KY weighted bank stress 59/100, highest 80/100 in Campbell, KY.
Campbell County, KY unemployment 3.5% (Campbell, KY -0.5 pts, six months); 223 new housing units permitted in Campbell County, KY over twelve months, Campbell, KY down 2% from 228; Campbell, KY home prices +10.5% a year (Campbell, KY) over three years.
42,065 housing units in Campbell County, KY; 11,365 Campbell, KY renter households; 45% of Campbell, KY renters spend 30%+ of income on rent, 25% (Campbell, KY) half or more.
Campbell County, KY ranks #1,588 nationally on the opportunity index (Campbell, KY, among all ranked counties); Campbell, KY scores 29.1/100 and Campbell, KY sits #94 inside Kentucky. Campbell, KY is in the early_signal opportunity phase; Campbell, KY's primary driver is construction, Campbell, KY second driver bank institutional; Campbell, KY moved up 866 places. 24 short-sale listings across Campbell, KY; 48 days on market observed in Campbell, KY; 5.8% vacancy over 10 Campbell, KY ZIPs.
No CFPB county sample covers Campbell County, KY. The metro area reading for Campbell, KY (Cincinnati, OH-KY-IN): 0.8% ninety-plus days late; Campbell, KY's thirty-to-eighty-nine share is 2.0% (Campbell, KY, December 2025 data); Kentucky overall 1.0%.
Campbell County, KY has 3 watched banks; 3 Campbell, KY banks sit in an elevated band. Campbell, KY footprints: Heritage Bank Inc (3 branches, stress 80) in Campbell, KY; Stock Yards Bank&Trust Co (1 branch, stress 51) in Campbell, KY; Republic Bank&Trust Co (1 branch, stress 29) in Campbell, KY.
HUD lists 5 assisted multifamily properties in Campbell County, KY with 385 units; 180 Campbell, KY units are assisted, 3 Campbell, KY properties under project-based Section 8.
2,833 of the 42,065 housing units in Campbell, KY sit vacant. Campbell County, KY permitted 23 multifamily units in twelve months; Campbell, KY's one-to-four unit structures added 200 units in Campbell County, KY.
Highest-distress Campbell County ZIP codes
Carry on into the rest of the stack
The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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