ZIP 41085 Property Distress & Foreclosure Data

DLRadar grades ZIP 41085 (Campbell County, Kentucky) at a moderate 31/100 for overall property distress. Structural exposure scores 69 and live distress 7 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (70/100), structural risk (69/100), institutional ownership (59/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), FEMA disaster exposure (73/100), climate & FEMA risk (64/100)).

The peak-phase market in 41085 posted values that rose 4.5% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 653 with a median age of 45. The poverty rate is 7.1% — low. 70% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. Vacancy runs 4.2%. The demographic-stress sub-score lands at 25/100. There are about 253 housing units across 41085. At $75,875, median income runs near typical U.S. levels. The typical home is worth about $117,000 (1.5× income, relatively affordable). Rent burden reaches 45% of tenant households.

On balance 41085 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.