ZIP 41076 Property Distress & Foreclosure Data

DLRadar grades ZIP 41076 (Campbell County, Kentucky) at a moderate 31/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (89/100), FEMA disaster exposure (73/100), climate & FEMA risk (64/100)). Property-level stress concentrates in construction/permit lag (70/100), structural risk (69/100), institutional ownership (59/100). On the quiet end sit mortgage stress (22/100). Structural risk reads 69/100 against active distress of 7/100.

The peak-phase market in 41076 posted values that rose 4.5% over the year, and 21% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 17,145 with a median age of 38. Vacancy runs 5.8%. The typical home is worth about $226,900 (2.8× income, relatively affordable). 75% of housing is owner-occupied. Around 44% of adults hold a bachelor's degree or higher. There are about 7,897 housing units across 41076. Rent burden reaches 52% of tenant households. The poverty rate is 13.5%. The demographic-stress sub-score lands at 28/100. At $72,387, median income runs near typical U.S. levels.

On balance 41076 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.