ZIP 45158 Property Distress & Foreclosure Data

DLRadar grades ZIP 45158 (Clermont County, Ohio) at a low 18/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (80/100). The latent-versus-live split is 41/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (41/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Home values center near $193,800, an affordability ratio of 3.5× — accessible. 15.2% of residents fall below the poverty threshold. Median household income is $63,295, below the U.S. median near $78,000. The vacancy rate is 2.5%. Around 49% of renters are cost-burdened. Educational attainment sits at 5% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 33/100. About 743 people live here, median age 46. The ZIP holds roughly 271 housing units. Owners hold 83% of homes, renters 17%.

Net-net, 45158 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.