ZIP 45140 Property Distress & Foreclosure Data

Composite property distress in 45140 (Clermont County, Ohio) lands at 19/100 — low on DLRadar's public-record scoring. Structural exposure scores 43 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (82/100). The sharpest non-environmental signals are structural risk (43/100), institutional ownership (19/100), construction/permit lag (10/100). By contrast, construction/permit lag (10/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 4.5% year on year, and 24% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 22,880 housing units across 45140. 4.0% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%. Educational attainment sits at 53% bachelor's-or-above. About 56,854 people live here, median age 40. Vacancy runs 4.1%. Median household income is $110,781, above the U.S. median near $78,000. Rent burden reaches 29% of tenant households. Home values center near $360,300, an affordability ratio of 3.1× — accessible. DLRadar's demographic-stress index for the area reads 22/100.

Overall 45140 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.