ZIP 45140 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45140 (Clermont County, Ohio) at a low 19/100 for overall property distress. Structural exposure scores 42 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). The most distinctive pressure shows up in structural risk (42/100), institutional ownership (18/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (7/100) stay muted.

The peak-phase market in 45140 posted values that rose 3.5% over the year, and 24% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 22,880 housing units. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. 81% of housing is owner-occupied. Educational attainment sits at 53% bachelor's-or-above. About 56,854 people live here, median age 40. The vacancy rate is 4.1%. Median household income is $110,781, above the U.S. median near $78,000. Rent burden reaches 29% of tenant households. A median home runs $360,300 here, or 3.1 times local income. On demographic stress specifically, 45140 scores 22/100.

Broadly, 45140 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 45140 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 45140 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45140 can be compared directly against any other ZIP in Clermont County, Ohio or nationwide. 45140 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

45140's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 45140 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.