ZIP 45002 Property Distress & Foreclosure Data

ZIP code 45002 in Hamilton County, Ohio carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). On the structural side it scores 47/100, with 3/100 of stress already active.

The market reads peak — home values rose 4.5% year on year, and 21% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 31% bachelor's-or-above. About 14,647 people live here, median age 36. 8.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $84,597, near the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. Around 29% of renters are cost-burdened. The vacancy rate is 9.8%. The ZIP holds roughly 6,105 housing units. Home values center near $310,900, an affordability ratio of 3.3× — accessible.

Overall 45002 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.