ZIP 45243 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45243 (Hamilton County, Ohio) lands at 21/100 — low on DLRadar's public-record scoring. The split runs 47/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). Its heaviest discrete signals: structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 33% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 15,958 with a median age of 43. A median home runs $627,000 here, or 3.6 times local income. On demographic stress specifically, 45243 scores 22/100. Owners hold 89% of homes, renters 11%. About 71% have a four-year degree. Vacancy runs 3.0%. 2.3% of residents fall below the poverty threshold. Median household income is $170,006, above the U.S. median near $78,000. There are about 6,398 housing units across 45243. Around 35% of renters are cost-burdened.

Overall 45243 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 45243 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 45243 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 45243 shows blanks, not estimates, wherever the record is sparse.

Behind 45243's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45243 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.