ZIP 45039 Foreclosure, Tax-Lien & Distress Report
Warren County, Ohio · Distress market
On DLRadar's 0-100 distress scale, ZIP 45039 in Warren County, Ohio comes in at 21, a low composite-distress reading. Property-level stress concentrates in structural risk (47/100), construction/permit lag (39/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Structural risk reads 47/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (64/100)).
Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 21% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 85% of homes, renters 15%. The vacancy rate is 3.8%. On demographic stress specifically, 45039 scores 22/100. There are about 11,401 housing units across 45039. Median household income is $111,774, above the U.S. median near $78,000. About 52% have a four-year degree. The poverty rate is 3.8% — low. The typical home is worth about $327,200 (2.6× income, relatively affordable). Rent burden reaches 41% of tenant households. 28,958 residents call 45039 home, typically aged 40.
Overall 45039 looks resilient on the surface, so the edge is isolating individual stressed parcels. 45039 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 45039 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 45039 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 21/100 for 45039 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 45039 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 45039
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 45039 by the numbers
45039 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Warren County ZIPs near 45039
Nearest ZIP codes to 45039
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45039
Other reports tied to Warren County, Ohio — ZIP, county and statewide.
Get the full acquisition report for 45039
Open 45039 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology