ZIP 45042 Property Distress & Foreclosure Data

Butler County, Ohio's ZIP 45042 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (45/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). On the structural side it scores 45/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (89/100)).

The peak-phase market in 45042 posted values that rose 4.6% over the year, and 24% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $66,732 — below the roughly $78,000 national figure. The ZIP holds roughly 12,216 housing units. Roughly 12.5% live below the poverty line. Around 49% of renters are cost-burdened. Population is roughly 28,217 with a median age of 41. About 20% have a four-year degree. On demographic stress specifically, 45042 scores 30/100. A median home runs $202,200 here, or 2.9 times local income. The tenure split is 72% owner-occupied to 28% rented. The vacancy rate is 5.2%.

On balance 45042 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.