ZIP 45042 Foreclosure, Tax-Lien & Distress Report

In Butler County, Ohio, ZIP 45042 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (57/100), structural risk (56/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (3/100) stay muted. The latent-versus-live split is 56/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (75/100)).

The market reads peak — home values rose 3.6% year on year, and 24% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $66,732, below the U.S. median near $78,000. The ZIP holds roughly 12,216 housing units. The poverty rate is 12.5%. Around 49% of renters are cost-burdened. 28,217 residents call 45042 home, typically aged 41. Educational attainment sits at 20% bachelor's-or-above. The demographic-stress sub-score lands at 30/100. A median home runs $202,200 here, or 2.9 times local income. The tenure split is 72% owner-occupied to 28% rented. The vacancy rate is 5.2%.

Net-net, 45042 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 45042 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 45042 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 45042 stays directly comparable to neighboring ZIPs and the rest of Butler County, Ohio. Nothing here is interpolated — where a source is thin for 45042, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

45042's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 45042 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.