Butler County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Butler County, Ohio? DLRadar grades every Butler County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Butler County breakdown.
- Butler County's most distressed ZIP is 45011 at 25/100.
- 18 ZIP codes tracked in Butler County, averaging 24/100 distress.
- Butler County reads peak — home values up 3.5% year over year.
- Vacancy runs 7% across Butler County's tracked ZIPs, with a 10.5% poverty rate.
- The typical Butler County home is worth about $240,000 against a ~$81,879 median income.
- Lending headwind in Butler County sits at 42/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45011 | 25/100 |
| 2 | 45013 | 25/100 |
| 3 | 45014 | 25/100 |
| 4 | 45015 | 25/100 |
| 5 | 45044 | 25/100 |
| 6 | 45053 | 25/100 |
| 7 | 45055 | 25/100 |
| 8 | 45056 | 25/100 |
| 9 | 45062 | 25/100 |
| 10 | 45067 | 25/100 |
| 11 | 45069 | 25/100 |
| 12 | 45042 | 24/100 |
Most distressed ZIP codes in Butler County (composite distress 0-100, 2026)
What is driving Butler County distress
Nothing here is estimated: Butler County is scored from filings alone, and its ZIPs average 24/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Butler County market phase and pricing
Butler County reads peak — home prices rose 3.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Butler County
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Questions about this county
Which ZIP code leads Butler County on distress?
ZIP 45011 leads Butler County at 25/100, recomputed monthly from public records.
Where is Butler County in the housing cycle?
Phase for Butler County: peak, tracking a 3.5% gain year over year, read off the FHFA index.
Which datasets feed the Butler County scores?
Butler County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 18 ZIPs are comparable to anywhere else.
How much do distress scores vary between Butler County ZIP codes?
One county number flattens a wide range. Across the Butler County ZIPs DLRadar ranks, scores run from 25/100 in 45011 down to 24/100 in 45042, against a Butler County average of 24/100. With 1 points between best and worst, county-level targeting in Butler County wastes effort.
What do Butler County home values and vacancy say about distressed supply?
The typical Butler County home carries about $240,000 of value against a median household income near $81,879. Vacancy across Butler County's tracked ZIPs runs 7% and the poverty rate is 10.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Butler County's foreclosure and tax-lien filings and its 42/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.