Butler County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Butler County, OH distress report, 2026: 18 ZIPs scored in Butler, OH, Butler, OH average 25/100; the top Butler, OH ZIP is 45011 at 26/100; Butler, OH market phase peak, Butler, OH prices +3.5% year over year.
- Butler, OH ranks #2,818 nationally (opportunity index); Butler, OH #62 in Ohio; Butler, OH index 24.3.
- Butler, OH ninety-day mortgage delinquency 0.9% in December 2025; Butler, OH twelve-month change +0.1%.
- Butler, OH ZIP phases: 17 peak, 1 expansion.
- Butler, OH residential listings tracked: 33 across 14 ZIPs; Butler, OH candidate listings 21.
- Butler, OH HUD assisted properties: 18 with 1,348 units.
- Butler, OH lenders on watch: 8; largest Butler, OH footprint Fifth Third Bank Na (16 branches).
- Butler, OH most distressed ZIP: 45011 at 26/100.
Butler, OH figures: DLRadar distress index; Butler, OH inputs: CFPB, FHFA, HUD, FDIC; Butler, OH rebuilt as sources refresh.
| Rank | Butler, OH ZIP | Score |
|---|---|---|
| 1 | 45011 | 26/100 |
| 2 | 45013 | 26/100 |
| 3 | 45014 | 26/100 |
| 4 | 45015 | 26/100 |
| 5 | 45053 | 26/100 |
| 6 | 45055 | 26/100 |
| 7 | 45056 | 26/100 |
| 8 | 45062 | 26/100 |
| 9 | 45067 | 26/100 |
| 10 | 45069 | 26/100 |
| 11 | 45042 | 25/100 |
| 12 | 45044 | 25/100 |
Most distressed Butler, OH ZIPs (0-100, 2026)
Mortgage delinquency in Butler, OH
0.9% of Butler, OH mortgages were ninety-plus days late (Butler, OH, December 2025); Butler, OH thirty-to-eighty-nine days late: 2.1%; Butler, OH twelve-month change +0.1%; Butler, OH peak since 2008: 4.0% (March 2010); Ohio overall 1.0%. Butler, OH ninety-day series: Dec 24 0.8, Jan 25 0.9, Feb 25 0.7 (Butler, OH), Mar 25 0.7, Apr 25 0.6, May 25 0.4 (Butler, OH), Jun 25 0.6, Jul 25 0.6, Aug 25 0.7 (Butler, OH), Sep 25 0.8, Oct 25 0.8, Nov 25 0.8 (Butler, OH), Dec 25 0.9.
Opportunity index: Butler, OH
Butler, OH index 24.3, Butler, OH phase weak; Butler, OH primary driver construction, Butler, OH second driver bank institutional. Butler, OH components: property stress 8.1, foreclosure pressure 6.2, listing discounts 25.5, bank stress 53.9, insurance 0.0; Butler, OH pulse 26.4; Butler, OH capital opportunity 21.1.
ZIP market phases inside Butler, OH
18 Butler, OH ZIPs carry a price-cycle phase; Butler, OH ZIPs by phase (Butler, OH), deepest drawdown first: expansion, +5.5% YoY (Butler, OH): 45003; peak, +3.5% YoY (Butler, OH): 45011, 45013, 45014, 45015, Butler, OH 45044, 45050, 45053, 45055, Butler, OH 45056, 45062, 45067, 45069, Butler, OH 45241; peak, +3.6% YoY (Butler, OH): 45042; peak, +4.7% YoY (Butler, OH): 45064.
Residential listings by Butler, OH ZIP
Butler, OH ZIPs with the most tracked Butler, OH residential listings: 45044 13 listings, 8 candidates, bank pressure 59; 45011 3 listings, 3 candidates, bank pressure 58; 45013 3 listings, 1 candidates, bank pressure 57; 45014 3 listings, 2 candidates, bank pressure 58 (Butler, OH); 45067 3 listings, 3 candidates, bank pressure 58; 45069 3 listings, 0 candidates, bank pressure 57; 45015 2 listings, 2 candidates, bank pressure 58; 45042 2 listings, 1 candidates, bank pressure 61. Butler, OH totals: 33 listings; Butler, OH candidates 21; active ZIPs 9.
HUD assisted housing in Butler, OH
18 assisted properties with 1,348 units sit in Butler, OH; largest Butler, OH properties: Knollwood Crossing I (Hamilton) 240 units; The Heights Of Knollwood Crossing (Hamilton) 192 units; Neilan Park Apartments (Hamilton) 168 units, 168 assisted in Butler, OH; Knollwood Crossing Ii (Hamilton) 128 units; Belle Tower (Hamilton) 120 units, 120 assisted; Trailbridge Townhomes (Middletown) 111 units, 110 assisted.
Lenders with branches in Butler, OH
Butler, OH lenders by branch count: Fifth Third Bank Na (Butler, OH): stress 62, 16 branches low in Butler, OH; First Financial Bank (Butler, OH): stress 47, 13 branches low in Butler, OH; U S Bank National Assn (Butler, OH): stress 67, 12 branches low in Butler, OH; Jpmorgan Chase Bank Na (Butler, OH): stress 65, 6 branches low in Butler, OH; Lcnb National Bank (Butler, OH): stress 57, 5 branches low in Butler, OH; Somerville Bank (Butler, OH): stress 83, 4 branches low in Butler, OH; Keybank National Assn (Butler, OH): stress 65, 3 branches moderate in Butler, OH; Huntington National Bank (Butler, OH): stress 63, 3 branches low in Butler, OH.
Vacancy and permits, Butler, OH
8,550 of 155,372 Butler, OH housing units are vacant; Butler, OH permits, twelve months: 472 multifamily units in Butler, OH, 527 one-to-four unit units.
Work Butler, OH at the parcel level
Every Butler, OH parcel carries owner and address; every Butler, OH parcel carries APN; Butler, OH distress scores sit on the Butler, OH live board.
Butler, OH figures refresh with each source.
Butler, OH questions
Most distressed ZIP code in Butler County, OH?
ZIP 45011 leads Butler, OH at 26/100; next in Butler, OH: 45013 at 26/100; the Butler, OH average is 25/100.
Where does Butler County, OH rank for investment opportunity?
Butler, OH is #2,818 among all ranked counties, #62 in Ohio; the Butler, OH driver is construction; Butler, OH moved up 107 places.
How many mortgages are delinquent in Butler County, OH?
0.9% of Butler, OH mortgages were ninety-plus days late in December 2025; the Butler, OH peak since 2008 was 4.0%.
Which banks lend in Butler County, OH?
8 watched lenders hold Butler, OH branches; the largest Butler, OH footprints are Fifth Third Bank Na (16), First Financial Bank (13), U S Bank National Assn (12).
More on Butler, OH
Butler County, OH distress report: public-record figures for Butler, OH; not legal advice for Butler, OH; not tax or investment advice; verify every Butler, OH record before acting.