Butler County, OH: Home-Insurance Distress & Forced-Sale Pressure
Butler County, OH: 28/100 (moderate) home-insurance distress; Butler, OH band LOW; Butler, OH #1,662 of 3,222 counties; Butler, OH #12 of 88 in Ohio; raw Butler, OH 33.0; Butler, OH coverage multiplier 0.85.
FEMA hazard, Butler, OH: 0/100; Butler, OH declarations, three years: none.
NFIP claims, Butler, OH, three years: 14; Butler, OH payouts $359,975; per Butler, OH claim $25,713; Butler, OH claim-stress 83/100.
Butler, OH monthly score rose, 6 (March 2026) to 28 (October 2026); Butler, OH by month: March 6, April 6, May 27, June 27 (Butler, OH), July 27, August 27, September 27, October 28.
Butler, OH components: NFIP claims 83; Butler, OH retreat index 28; Butler, OH climate multiplier 0.85.
Construction distress, Butler, OH: 59/100 as of August 2026 (Butler, OH: 80/100 one-to-four unit, 16/100 multifamily).
Butler, OH ZIPs, June 2026 (Butler, OH, 16 highest): score 0 (Butler, OH), climate 95 (Butler, OH): 45241, 45246; score 0 (Butler, OH), climate 92 (Butler, OH): 45011, 45013, 45014, 45015, Butler, OH 45053, 45055, 45056, 45062, Butler, OH 45067, 45069; score 0 (Butler, OH), climate 91 (Butler, OH): 45044; score 0 (Butler, OH), climate 90 (Butler, OH): 45050, 45327; score 0 (Butler, OH), climate 89 (Butler, OH): 45042.
DLRadar rescores Butler, OH monthly; Butler, OH readings join Butler, OH foreclosure, lien and ownership parcels (Butler, OH), so cost-squeezed Butler, OH owners surface before listing.
Inside Ohio, Butler County ranks 12th of 88 counties for home-insurance distress at 28/100; Washington County (28/100) sits just above Butler County, and Athens County (28/100) sits just below Butler County.
Deterministic. Every Butler County, OH signal traces to a public Butler dataset (FEMA, NFIP, Census for Butler, OH) · how insurance distress works in Butler, OH · methodology
FAQ: Butler County, OH insurance distress
What is the Butler County, OH home-insurance-distress score?
Butler, OH: 28/100 (LOW), #1,662 of 3,222, #12 in Ohio. FEMA hazard, Butler, OH: 0/100; NFIP stress, Butler, OH: 83/100; construction, Butler, OH: 59/100; Butler, OH rescores monthly.
Is Butler County insurance distress getting better or worse (OH)?
Butler, OH: 6 in March 2026; Butler, OH: 28 in October 2026 (worse); Butler, OH NFIP claims score 83.
How many flood-insurance claims has Butler County, OH had?
Butler, OH: 14 NFIP claims, three years; Butler, OH paid $359,975; per Butler, OH claim $25,713; carriers reprice Butler, OH against that record.
Which Butler County ZIP codes carry the most insurance distress (OH)?
Butler, OH, June 2026: 45241 at 0, 45246 at 0, 45011 at 0, 45013 at 0; Butler, OH climate scores there: 95, 95, 92, 92.
Why does Butler, OH insurance distress create sellers?
A Butler, OH premium outruns the Butler, OH budget; a carrier leaves Butler, OH; Butler, OH carrying cost passes plan; Butler, OH owners sell while current; Butler, OH insurance distress leads Butler, OH foreclosure data.