ZIP 45070 Property Distress & Foreclosure Data

ZIP code 45070 in Preble County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (54/100), structural risk (28/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 28 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 43/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $87,500 (1.5× income, relatively affordable). 69% of housing is owner-occupied. 146 residents call 45070 home, typically aged 33. There are about 68 housing units across 45070. The poverty rate is 39.7% — high, a tax-stress and distress correlate. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100. At $64,375, median income runs below typical U.S. levels. Rent burden reaches 13% of tenant households. Around 5% of adults hold a bachelor's degree or higher.

Taken together, 45070 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.