ZIP 45382 Foreclosure, Tax-Lien & Distress Report
Preble County, Ohio · Affordable market
Scored on a fixed 0-100 scale, 45382 (Preble County, Ohio) returns a low composite of 15/100. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (33/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 33/100, with 1/100 of stress already active.
The expansion-phase market in 45382 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The tenure split is 80% owner-occupied to 20% rented. The vacancy rate is 6.7%. The ZIP holds roughly 507 housing units. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $200,000, an affordability ratio of 2.1× — accessible. Around 15% of adults hold a bachelor's degree or higher. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 13% of tenant households. About 1,139 people live here, median age 46. Households earn a median $88,125 — above the roughly $78,000 national figure.
Overall 45382 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 45382's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 45382 shows blanks, not estimates, wherever the record is sparse.
The 15/100 for 45382 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 45382 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 45382’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 45382 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 45382, drawn from the same report attached to each property.
Other Preble County ZIP codes
Nearest ZIP codes to 45382
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45382
Further distress data across Preble County, Ohio at ZIP, county and state level.
Open the complete 45382 acquisition file
The full 45382 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology