ZIP 45003 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45003 (Preble County, Ohio) lands at 15/100 — low on DLRadar's public-record scoring. Its standout signals are construction/permit lag (60/100), structural risk (34/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (2/100) stay muted. Structural risk reads 34/100 against active distress of 1/100.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 437 housing units. Rent burden reaches 35% of tenant households. Population is roughly 666 with a median age of 45. On demographic stress specifically, 45003 scores 26/100. The tenure split is 78% owner-occupied to 22% rented. At $67,685, median income runs below typical U.S. levels. The typical home is worth about $168,800 (2.5× income, relatively affordable). Roughly 13.4% live below the poverty line. The vacancy rate is 13.8% — elevated. Around 31% of adults hold a bachelor's degree or higher.

On the whole, 45003 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 45003 at the moment; the composite and its components are still built from verifiable public records.

The 45003 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 45003 stays directly comparable to neighboring ZIPs and the rest of Preble County, Ohio. Where the public record is thin for 45003, the field stays empty rather than modeled, and fills in as new documents post.

45003's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 45003 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.