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Preble County, OH: Foreclosures, Tax Liens & Distressed Properties

Preble County, OH, Ohio: 16 ZIP codes scored, Preble County, OH averaging 17/100 (low, Preble, OH), from 14 to 25. Preble County, OH is in its expansion phase (Preble, OH confidence 34/100): Preble, OH home prices up 6.0% (Preble, OH) over twelve months. Preble County, OH lender headwind: 70/100.

Highest-scoring Preble County, OH ZIPs: 45042 (25/100), 45309 (23/100), 45327 (23/100), 45064 (20/100), 45003 (16/100), 45070 (15/100). Also scored in Preble County, OH: 45304, 45311, 45320, 45321, 45330, 45338, 45378, 45382, 45347, 45381.

Across Preble County, OH's scored ZIPs: median home value $179,075, household income $71,967, 7.5% vacancy, 12.0% poverty, 80% owner-occupied, median age 40.7.

Preble County, OH insurance distress 0/100 (#2,983 in the US); FEMA hazard 0/100 for Preble, OH; Preble, OH construction distress 67/100.

9 banks with 16 branches lend in Preble County, OH; Preble, OH weighted bank stress 67/100, highest 83/100 in Preble, OH.

Preble County, OH unemployment 3.2% (Preble, OH -1.0 pts, six months); 45 new housing units permitted in Preble County, OH over twelve months, Preble, OH down 22% from 58; Preble, OH home prices +9.5% a year (Preble, OH) over three years.

18,140 housing units in Preble County, OH; 3,453 Preble, OH renter households; 33% of Preble, OH renters spend 30%+ of income on rent, 13% (Preble, OH) half or more.

Preble County, OH ranks #2,444 nationally on the opportunity index (Preble, OH, among all ranked counties); Preble, OH scores 26.1/100 and Preble, OH sits #42 inside Ohio. Preble, OH is in the weak opportunity phase; Preble, OH's primary driver is construction, Preble, OH second driver bank institutional; Preble, OH moved down 223 places. 7 short-sale listings across Preble, OH; 83 days on market observed in Preble, OH; 7.1% vacancy over 16 Preble, OH ZIPs.

No CFPB county sample covers Preble County, OH. The non-metro area reading for Preble, OH: 1.4% ninety-plus days late; Preble, OH's thirty-to-eighty-nine share is 3.4% (Preble, OH, December 2025 data); Ohio overall 1.0%.

Preble County, OH has 8 watched banks; 8 Preble, OH banks sit in an elevated band. Preble, OH footprints: Somerville Bank (3 branches, stress 83) in Preble, OH; Twin Valley Bank (3 branches, stress 77) in Preble, OH; Lcnb National Bank (3 branches, stress 57) in Preble, OH.

HUD lists 7 assisted multifamily properties in Preble County, OH with 156 units; 152 Preble, OH units are assisted, 5 Preble, OH properties under project-based Section 8.

1,415 of the 18,140 housing units in Preble, OH sit vacant. Preble County, OH permitted 0 multifamily units in twelve months; Preble, OH's one-to-four unit structures added 45 units in Preble County, OH.

Expansion
Market phase
6%
Preble, OH HPI YoY
0%
Drawdown
34
Preble confidence

Top Preble County ZIP codes by stress score

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