ZIP 45064 Property Distress & Foreclosure Data

Composite property distress in 45064 (Butler County, Ohio) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (38/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100). On the structural side it scores 38/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 8% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $100,605, median income runs above typical U.S. levels. 3,281 residents call 45064 home, typically aged 44. The ZIP holds roughly 1,184 housing units. 93% of housing is owner-occupied. Around 0% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 6.0%. The demographic-stress sub-score lands at 18/100. The poverty rate is 6.2% — low. The typical home is worth about $240,200 (2.1× income, relatively affordable).

On balance, 45064 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.