ZIP 45011 Foreclosure, Tax-Lien & Distress Report

In Butler County, Ohio, ZIP 45011 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (59/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (3/100) register low. Structural exposure scores 59 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (83/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 23% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 41% of renters are cost-burdened. The poverty rate is 11.8%. At $90,360, median income runs above typical U.S. levels. Educational attainment sits at 31% bachelor's-or-above. There are about 28,540 housing units across 45011. On demographic stress specifically, 45011 scores 29/100. The typical home is worth about $293,800 (3.0× income, relatively affordable). 74% of housing is owner-occupied. About 74,636 people live here, median age 39. Vacancy runs 6.5%.

Net-net, 45011 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 45011 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 45011's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 45011, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45011 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 45011 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.