ZIP 45014 Foreclosure, Tax-Lien & Distress Report
Butler County, Ohio · Distress market
On DLRadar's 0-100 distress scale, ZIP 45014 in Butler County, Ohio comes in at 26, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (83/100)). The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (59/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (3/100). Structurally it carries 59/100, against 1/100 of stress already in motion.
The peak-phase market in 45014 posted values that rose 3.5% over the year, and 18% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
The vacancy rate is 6.2%. Median household income is $69,624, near the U.S. median near $78,000. About 45,652 people live here, median age 38. The demographic-stress sub-score lands at 29/100. Home values center near $232,400, an affordability ratio of 3.1× — accessible. Educational attainment sits at 31% bachelor's-or-above. 61% of housing is owner-occupied. There are about 20,064 housing units across 45014. Roughly 9.3% live below the poverty line. Around 39% of renters are cost-burdened.
Overall, 45014 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 45014 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 45014's 26/100 can be lined up against any neighbor in Butler County, Ohio or any ZIP coast to coast. Sparse data for 45014 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 45014 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 45014 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 45014’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 45014 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45014, the same set carried on every parcel.
Nearby ZIPs in Butler County
Nearest ZIP codes to 45014
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45014
Other reports tied to Butler County, Ohio — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 45014
See who owns each distressed property in 45014, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology