ZIP 45231 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 45231 (Hamilton County, Ohio) returns a low composite of 27/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (94/100). Structural risk reads 58/100 against active distress of 3/100. Leading the profile are structural risk (58/100), institutional ownership (49/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100).

The market reads peak — home values rose 3.5% year on year, and 22% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $69,140, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100. 15.7% of residents fall below the poverty threshold. Around 27% of adults hold a bachelor's degree or higher. Around 43% of renters are cost-burdened. The vacancy rate is 4.8%. Population is roughly 40,852 with a median age of 41. There are about 17,505 housing units across 45231. 72% of housing is owner-occupied. The typical home is worth about $176,000 (2.4× income, relatively affordable).

On balance 45231 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 45231 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 45231 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Hamilton County, Ohio and the nation. 45231 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 for 45231 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 45231 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.