ZIP 45238 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45238 (Hamilton County, Ohio) at a low 21/100 for overall property distress. Latent structural risk is 47/100 while live distress already moving reads 3/100. Its standout signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 19% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 48,936 with a median age of 35. A median home runs $183,900 here, or 2.6 times local income. Median household income is $64,672, below the U.S. median near $78,000. There are about 21,528 housing units across 45238. The vacancy rate is 5.3%. 12.7% of residents fall below the poverty threshold. Around 32% of renters are cost-burdened. Around 27% of adults hold a bachelor's degree or higher. 57% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100.

Overall, 45238 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 45238's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 45238 reflects the current record instead of a stale or modeled snapshot.

The 21/100 for 45238 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 45238 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.