ZIP 45238 Property Distress & Foreclosure Data

In Hamilton County, Ohio, ZIP 45238 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 47/100 against active distress of 3/100. Its standout signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (95/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 19% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

48,936 residents call 45238 home, typically aged 35. The typical home is worth about $183,900 (2.6× income, relatively affordable). At $64,672, median income runs below typical U.S. levels. There are about 21,528 housing units across 45238. Vacancy runs 5.3%. The poverty rate is 12.7%. Rent burden reaches 32% of tenant households. Around 27% of adults hold a bachelor's degree or higher. 57% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100.

Overall, 45238 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.