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ZIP 45225 Foreclosure, Tax-Lien & Distress Report

Hamilton County, Ohio · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 45225 in Hamilton County, Ohio comes in at 21, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (95/100)). The pressure is most legible in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. On the structural side it scores 47/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 30% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

9,451 residents call 45225 home, typically aged 27. Roughly 55.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 4,963 housing units. On demographic stress specifically, 45225 scores 53/100. 13% of housing is owner-occupied. Households earn a median $22,320 — below the roughly $78,000 national figure. The typical home is worth about $103,100 (4.9× income). Around 53% of renters are cost-burdened. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. About 9% have a four-year degree.

Taken together, 45225 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 45225 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 45225 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 45225 reflects the current record instead of a stale or modeled snapshot.

The 21/100 figure for 45225 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 45225 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

21/100
Composite stress
47/100
Structural risk
3/100
Distress activity

What is driving ZIP 45225’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 45225 by the numbers

The live 45225 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Hamilton County ZIP reports

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The complete 45225 distress and acquisition report

Every distressed parcel in 45225 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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