ZIP 41016 Foreclosure, Tax-Lien & Distress Report

In Kenton County, Kentucky, ZIP 41016 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (80/100), FEMA disaster exposure (73/100)). Its standout signals are structural risk (68/100), institutional ownership (58/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (22/100). Structural exposure scores 68 and live distress 7 on the 0–100 scale.

The peak-phase market in 41016 posted values that rose 4.5% over the year, and 20% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

71% of housing is owner-occupied. The poverty rate is 20.7% — high, a tax-stress and distress correlate. Population is roughly 5,794 with a median age of 38. Around 29% of adults hold a bachelor's degree or higher. There are about 2,844 housing units across 41016. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 26/100. At $61,748, median income runs below typical U.S. levels. The typical home is worth about $173,500 (2.5× income, relatively affordable). Rent burden reaches 21% of tenant households.

On the whole, 41016 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.