ZIP 41016 Foreclosure, Tax-Lien & Distress Report

In Kenton County, Kentucky, ZIP 41016 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (80/100), FEMA disaster exposure (72/100)). Its standout signals are structural risk (65/100), institutional ownership (58/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (22/100) stay muted. On the structural side it scores 65/100, with 7/100 of stress already active.

The market reads peak — home values rose 3.5% year on year, and 20% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 71% owner-occupied to 29% rented. Roughly 20.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 5,794 people live here, median age 38. Around 29% of adults hold a bachelor's degree or higher. There are about 2,844 housing units across 41016. The vacancy rate is 12.0% — elevated. The demographic-stress sub-score lands at 26/100. At $61,748, median income runs below typical U.S. levels. The typical home is worth about $173,500 (2.5× income, relatively affordable). Rent burden reaches 21% of tenant households.

Net-net, 41016 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 41016 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 41016 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Kenton County, Kentucky and the nation. Nothing here is interpolated — where a source is thin for 41016, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

41016's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 41016 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.