ZIP 45214 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45214 (Hamilton County, Ohio) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 47 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). The sharpest non-environmental signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 18% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 44.5% — high, a tax-stress and distress correlate. The typical home is worth about $100,500 (3.9× income, relatively affordable). 24% of housing is owner-occupied. About 23% have a four-year degree. Households earn a median $26,348 — below the roughly $78,000 national figure. The ZIP holds roughly 5,031 housing units. Rent burden reaches 42% of tenant households. 9,077 residents call 45214 home, typically aged 31. On demographic stress specifically, 45214 scores 44/100.

On the whole, 45214 leans distressed, with opportunity clustered in specific stressed parcels. 45214 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 45214 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 45214 shows blanks, not estimates, wherever the record is sparse.

Behind 45214's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45214 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.