ZIP 45217 Foreclosure, Tax-Lien & Distress Report

ZIP code 45217 in Hamilton County, Ohio carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are structural risk (59/100), institutional ownership (49/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100). Structurally it carries 59/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (94/100).

The market reads peak — home values rose 3.5% year on year, and 27% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $171,300 here, or 2.2 times local income. Educational attainment sits at 34% bachelor's-or-above. Median household income is $67,974, below the U.S. median near $78,000. Rent burden reaches 43% of tenant households. On demographic stress specifically, 45217 scores 26/100. Population is roughly 5,437 with a median age of 46. The vacancy rate is 14.3% — elevated. Owners hold 64% of homes, renters 36%. The poverty rate is 6.8% — low. There are about 3,061 housing units across 45217.

On the whole, 45217 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 45217 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 45217 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 45217 shows blanks, not estimates, wherever the record is sparse.

Behind 45217's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45217 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.