ZIP 45226 Property Distress & Foreclosure Data

Composite property distress in 45226 (Hamilton County, Ohio) lands at 21/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). On the structural side it scores 47/100, with 3/100 of stress already active. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 18% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $100,320, median income runs above typical U.S. levels. The poverty rate is 4.8% — low. 5,962 residents call 45226 home, typically aged 35. Around 24% of renters are cost-burdened. Around 74% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,195 housing units. The vacancy rate is 9.3%. The demographic-stress sub-score lands at 23/100. 63% of housing is owner-occupied. The typical home is worth about $408,400 (3.9× income, relatively affordable).

On balance, 45226 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.