ZIP 45224 Foreclosure, Tax-Lien & Distress Report

In Hamilton County, Ohio, ZIP 45224 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). Structurally it carries 47/100, against 3/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (95/100)).

The peak-phase market in 45224 posted values that rose 3.5% over the year, and 18% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $57,754, median income runs below typical U.S. levels. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 60% owner-occupied to 40% rented. About 34% have a four-year degree. The vacancy rate is 4.3%. On demographic stress specifically, 45224 scores 32/100. Rent burden reaches 52% of tenant households. Population is roughly 22,186 with a median age of 42. There are about 10,015 housing units across 45224. Home values center near $204,000, an affordability ratio of 3.0× — accessible.

On balance 45224 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 45224 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 45224 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Hamilton County, Ohio and the nation. Where the public record is thin for 45224, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45224's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 45224 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.