ZIP 41018 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 41018 (Kenton County, Kentucky) returns a low composite of 29/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (80/100), FEMA disaster exposure (62/100). Property-level stress concentrates in structural risk (64/100), institutional ownership (52/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (21/100). The latent-versus-live split is 64/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 17% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 28,707 with a median age of 34. The tenure split is 66% owner-occupied to 34% rented. Around 35% of renters are cost-burdened. Vacancy runs 4.9%. The typical home is worth about $192,100 (2.5× income, relatively affordable). At $70,267, median income runs near typical U.S. levels. Educational attainment sits at 28% bachelor's-or-above. There are about 12,121 housing units across 41018. The poverty rate is 12.8%. DLRadar's demographic-stress index for the area reads 27/100.

On balance 41018 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 41018 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 41018 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 41018 stays directly comparable to neighboring ZIPs and the rest of Kenton County, Kentucky. Every figure is auditable to a public dataset and refreshed on ingest; 41018 shows blanks, not estimates, wherever the record is sparse.

Behind 41018's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 41018 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.