ZIP 45055 Foreclosure, Tax-Lien & Distress Report

In Butler County, Ohio, ZIP 45055 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (83/100). Latent structural risk is 59/100 while live distress already moving reads 0/100. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (59/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100).

The market reads peak — home values rose 3.5% year on year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 25.0% — elevated. About 97 people live here, median age 62. 0.0% of residents fall below the poverty threshold. There are about 90 housing units across 45055. Rent burden reaches 0% of tenant households. On demographic stress specifically, 45055 scores 47/100. Educational attainment sits at 0% bachelor's-or-above. 67% of housing is owner-occupied.

Net-net, 45055 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 45055 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 45055 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Butler County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45055 reflects the current record instead of a stale or modeled snapshot.

The 26/100 figure for 45055 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 45055 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.